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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,806 | $91,198+110.3% | $178,503+7.5% | $79,856+140.2% |
| Participation rate | 77.4% | 69.2%+8.2pp | 81.9%-4.5pp | 69.6%+7.8pp |
| Annual return | 5.08% | 24.20%-19.1pp | 151.12%-146.0pp | 31.71%-26.6pp |
| Employer contribution / active EE | $6,660 | $3,257+104.5% | $5,011+32.9% | $2,471+169.5% |
| Participant deferral / active EE | $2,097 | $3,237-35.2% | $5,202-59.7% | $3,741-43.9% |
| Admin fee / account holder | $1,310 | $6,748-80.6% | $13,987-90.6% | $5,306-75.3% |