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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,401 | $77,638+499.5% | $156,551+197.3% | $62,881+640.1% |
| Participation rate | 95.2% | 71.2%+24.0pp | 84.0%+11.2pp | 69.3%+25.9pp |
| Annual return | 7.66% | 50.33%-42.7pp | 32.23%-24.6pp | 20.14%-12.5pp |
| Employer contribution / active EE | $20,517 | $3,444+495.8% | $5,501+273.0% | $2,281+799.5% |
| Participant deferral / active EE | $6,011 | $3,046+97.4% | $4,871+23.4% | $3,203+87.7% |
| Admin fee / account holder | $375 | $5,561-93.3% | $13,028-97.1% | $4,296-91.3% |