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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,006 | $95,415+569.7% | $185,851+243.8% | $85,851+644.3% |
| Participation rate | 94.6% | 68.8%+25.8pp | 81.7%+12.9pp | 69.3%+25.3pp |
| Annual return | 12.14% | 23.59%-11.4pp | 122.11%-110.0pp | 318.63%-306.5pp |
| Employer contribution / active EE | $22,736 | $3,314+586.1% | $5,168+339.9% | $2,565+786.2% |
| Participant deferral / active EE | $8,438 | $3,424+146.5% | $5,569+51.5% | $3,952+113.5% |
| Admin fee / account holder | $3,655 | $7,215-49.3% | $16,245-77.5% | $6,261-41.6% |