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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,563 | $73,863+660.3% | $143,797+290.5% | $68,490+719.9% |
| Participation rate | 89.2% | 66.7%+22.5pp | 80.3%+8.9pp | 67.9%+21.3pp |
| Annual return | -16.76% | 0.91%-17.7pp | -0.04%-16.7pp | -7.85%-8.9pp |
| Employer contribution / active EE | $21,554 | $3,185+576.8% | $4,952+335.2% | $2,597+730.0% |
| Participant deferral / active EE | $7,995 | $3,385+136.2% | $5,638+41.8% | $4,028+98.5% |
| Admin fee / account holder | $4,718 | $5,756-18.0% | $14,679-67.9% | $5,403-12.7% |