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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,207 | $99,994+116.2% | $146,647+47.4% | $85,851+151.8% |
| Participation rate | 96.3% | 73.1%+23.2pp | 80.1%+16.2pp | 69.3%+27.0pp |
| Annual return | 16.97% | 18.93%-2.0pp | 22.75%-5.8pp | 318.63%-301.7pp |
| Employer contribution / active EE | $7 | $2,559-99.7% | $4,137-99.8% | $2,565-99.7% |
| Participant deferral / active EE | $4,764 | $4,006+18.9% | $5,506-13.5% | $3,952+20.5% |
| Admin fee / account holder | $839 | $7,703-89.1% | $10,281-91.8% | $6,261-86.6% |