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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,399 | $91,559+91.6% | $133,978+30.9% | $79,856+119.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 13.12% | 61.85%-48.7pp | 45.10%-32.0pp | 31.71%-18.6pp |
| Employer contribution / active EE | $1,111 | $2,384-53.4% | $3,919-71.6% | $2,471-55.0% |
| Participant deferral / active EE | $4,555 | $3,734+22.0% | $5,047-9.8% | $3,741+21.8% |
| Admin fee / account holder | $10,088 | $6,321+59.6% | $8,930+13.0% | $5,306+90.1% |