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| Provider | Service type | Compensation |
|---|---|---|
FIRST LIGHT RETIREMENT LLC2 years Filed as: FIRST LIGHT RETIREMENT, LLC Service code 27 · EIN 86-3483132 1330 CAMINO DEL MAR · DEL MAR, CA 92014 | Advisory (Plan) | $22,021 |
THE VANGUARD GROUP, INC.3 years Filed as: THE VANGUARD GROUP Service code 37 · EIN 23-1945930 | Loan Processing | $14,468 |
MATRANGA & COMPANY4 years Service code 10 · EIN 20-1147648 | Accounting | $8,575 |
Service code 14 · EIN 33-0461574 | Plan Administrator | $2,962 |
ASCENSUS LLC3 years Filed as: ASCENSUS Service code 37 · EIN 11-3665754 | Loan Processing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,735 | $41,151+144.8% | $80,648+24.9% | $71,529+40.8% |
| Participation rate | 96.2% | 50.2%+45.9pp | 67.0%+29.1pp | 67.9%+28.2pp |
| Annual return | 15.78% | 38.49%-22.7pp | 937.21%-921.4pp | 28.97%-13.2pp |
| Employer contribution / active EE | $0 | $1,513-100.0% | $2,724-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $3,707 | $2,700+37.3% | $4,443-16.6% | $4,291-13.6% |
| Admin fee / account holder | $296 | $1,842-84.0% | $5,382-94.5% | $1,588-81.4% |