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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,963 | $168,635+80.2% | $147,617+105.9% | $125,389+142.4% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -7.56% | 77.65%-85.2pp | 61.98%-69.5pp | 282.24%-289.8pp |
| Employer contribution / active EE | $12,975 | $6,252+107.5% | $5,564+133.2% | $4,866+166.6% |
| Participant deferral / active EE | $8,281 | $5,507+50.4% | $4,895+69.2% | $5,352+54.7% |
| Admin fee / account holder | $12,010 | $13,580-11.6% | $11,612+3.4% | $9,541+25.9% |