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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,565 | $81,331+171.2% | $155,534+41.8% | $80,935+172.5% |
| Participation rate | 97.2% | 66.3%+31.0pp | 78.2%+19.0pp | 67.7%+29.6pp |
| Annual return | 10.18% | 33.37%-23.2pp | 64.92%-54.7pp | 35.66%-25.5pp |
| Employer contribution / active EE | $7,224 | $3,105+132.7% | $4,675+54.5% | $2,757+162.1% |
| Participant deferral / active EE | $7,407 | $3,454+114.4% | $5,630+31.6% | $4,299+72.3% |
| Admin fee / account holder | $2,754 | $7,999-65.6% | $15,900-82.7% | $6,924-60.2% |