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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,714 | $77,920+146.0% | $149,723+28.0% | $75,177+155.0% |
| Participation rate | 97.1% | 65.6%+31.6pp | 78.8%+18.4pp | 67.2%+29.9pp |
| Annual return | 10.57% | 31.72%-21.1pp | 134.50%-123.9pp | 160.75%-150.2pp |
| Employer contribution / active EE | $7,698 | $3,138+145.3% | $4,821+59.7% | $2,671+188.2% |
| Participant deferral / active EE | $9,368 | $3,411+174.6% | $5,682+64.9% | $4,126+127.0% |
| Admin fee / account holder | $7,130 | $5,951+19.8% | $13,215-46.0% | $5,651+26.2% |