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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,040 | $90,691+134.9% | $76,119+179.9% | $145,884+46.0% |
| Participation rate | 64.3% | 74.5%-10.2pp | 69.1%-4.8pp | 80.3%-16.0pp |
| Annual return | 14.57% | 624.52%-610.0pp | 361.25%-346.7pp | 551.85%-537.3pp |
| Employer contribution / active EE | $1,629 | $3,329-51.1% | $2,693-39.5% | $4,662-65.1% |
| Participant deferral / active EE | $4,064 | $5,167-21.3% | $4,259-4.6% | $6,690-39.2% |
| Admin fee / account holder | $21,346 | $8,383+154.6% | $6,421+232.4% | $13,392+59.4% |