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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,891 | $85,790+144.7% | $67,313+211.8% | $135,380+55.0% |
| Participation rate | 44.4% | 76.5%-32.0pp | 69.1%-24.6pp | 82.6%-38.2pp |
| Annual return | -2.36% | -0.54%-1.8pp | -4.08%+1.7pp | 519.81%-522.2pp |
| Employer contribution / active EE | $854 | $3,487-75.5% | $2,566-66.7% | $4,779-82.1% |
| Participant deferral / active EE | $1,708 | $4,651-63.3% | $3,568-52.1% | $5,609-69.5% |
| Admin fee / account holder | $7,788 | $6,392+21.8% | $4,507+72.8% | $10,828-28.1% |