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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,735 | $85,060+113.7% | $70,565+157.5% | $139,487+30.3% |
| Participation rate | 64.3% | 73.9%-9.6pp | 68.4%-4.1pp | 80.3%-16.1pp |
| Annual return | 15.42% | 30.39%-15.0pp | 32.79%-17.4pp | 373.84%-358.4pp |
| Employer contribution / active EE | $1,543 | $3,912-60.6% | $2,976-48.2% | $4,755-67.6% |
| Participant deferral / active EE | $4,663 | $5,891-20.9% | $4,568+2.1% | $6,713-30.5% |
| Admin fee / account holder | $11,630 | $8,932+30.2% | $6,430+80.9% | $11,407+2.0% |