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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,278 | $104,709+89.4% | $85,705+131.4% | $167,553+18.3% |
| Participation rate | 50.0% | 76.4%-26.4pp | 69.9%-19.9pp | 82.1%-32.1pp |
| Annual return | 9.71% | 21.45%-11.7pp | 21.49%-11.8pp | 478.89%-469.2pp |
| Employer contribution / active EE | $893 | $3,338-73.2% | $2,619-65.9% | $4,840-81.5% |
| Participant deferral / active EE | $2,162 | $4,827-55.2% | $3,924-44.9% | $6,343-65.9% |
| Admin fee / account holder | $4,265 | $10,036-57.5% | $6,877-38.0% | $12,316-65.4% |