Retirement plan

COX, CASTLE & NICHOLSON LLP RETIREMENT PLAN

Name: COX, CASTLE & NICHOLSON LLP - COX, CASTLE & NICHOLSON LLP RETIREMENT PLAN (2020) Form 5500
Creator: COX, CASTLE & NICHOLSON LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COX, CASTLE & NICHOLSON LLP RETIREMENT PLAN, COX, CASTLE & NICHOLSON LLP

COX, CASTLE & NICHOLSON LLPEIN 95-2547124Plan #003PY 2020

2029 CENTURY PARK EAST, SUITE 2100 - LOS ANGELES, CA 900673284310-284-2180coxcastle.comLinkedIn201-500 employeeslaw practice

Other plans on this EIN

2 filings

#004Retirement-$38.1M assets #005Retirement-$7.3M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$184.6M

-10.2% from 2016

Total participants

237

-3.3% from 2016

Average account balance

$779,095

-7.1% from 2016

Annual return

16.17%

-6.83 pp from 2016

Benchmarks

See 5,591 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,591 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$269.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$1.1M

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

247

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.76M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$45K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1984

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 9 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO6+ years Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846	Recordkeeping	$114,979
NORTH AMERICAN KTRADE ALLIANCE, LLC6+ years Filed as: NORTH PIER FIDUCIARY MANAGEMENT LLC Service code 27 3415 S SEPULVEDA BLVD · LOS ANGELES, CA 90034	Advisory (Plan)	$40,751
CHECCHI CAPITAL ADVISORS2 years Service code 27 9720 WILSHIRE BLVD · BEVERLY HILLS, CA 90212	Advisory (Plan)	$34,143
FIRST FINANCIAL EQUITY CORPORATION6+ years Filed as: FIRST FINANCIAL EQUITY CORP Service code 27 7373 N. SCOTTSDALE RD, STE D-120 · SCOTTSDALE, AZ 85253	Advisory (Plan)	$17,329
PDV FINANCIAL MANAGEMENT3 years Service code 27 10680 WEST PICO BLVD · LOS ANGELES, CA 90064	Advisory (Plan)	$16,109
BAKER TILLY US, LLP2 years Filed as: BAKER ELLIS ASSET MGMT LLC Service code 27 1231 NORTHWEST HOYT STREET · PORTLAND, OR 97209	Advisory (Plan)	$12,429
AB FUNDS6+ years Filed as: ALLIANCE BERNSTEIN L.P Service code 27 · EIN 13-3191825	Advisory (Plan)	$7,545
MORIN PRIVATE CLIENT GROUP, LLC6+ years Service code 27 4695 MCARTHUR COURT · NEWPORT BEACH, CA 92660	Advisory (Plan)	$7,178
BMO HARRIS BANK NA5 years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229	Securities Custodian	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2K2R2S2T3B

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$250K

$1384 / participant

Investment mgmt$135K54.1%
Other / not subdivided$115K45.9%

% of EOY assets

0.136%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: QUIGLEY & MIRON
Auditor EIN: 954656881
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$779,095

$99,957+679.4%

$149,751+420.3%

$73,501+960.0%

Participation rate

100.0%

75.7%+24.3pp

82.5%+17.5pp

70.7%+29.3pp

Annual return

16.17%

53.87%-37.7pp

276.71%-260.5pp

28.51%-12.3pp

Employer contribution / active EE

$21,534

$3,191+574.8%

$4,646+363.5%

$2,270+848.5%

Participant deferral / active EE

$13,872

$6,073+128.4%

$6,843+102.7%

$3,740+270.9%

Admin fee / account holder

$1,057

$551+91.9%

$9,312-88.7%

$513+106.0%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO6+ years

Filed as: ONEAMERICA RETIREMENT SERVICES LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$114,979

NORTH AMERICAN KTRADE ALLIANCE, LLC6+ years

Filed as: NORTH PIER FIDUCIARY MANAGEMENT LLC

Service code 27

3415 S SEPULVEDA BLVD · LOS ANGELES, CA 90034

Advisory (Plan)

$40,751

CHECCHI CAPITAL ADVISORS2 years

Service code 27

9720 WILSHIRE BLVD · BEVERLY HILLS, CA 90212

Advisory (Plan)

$34,143

FIRST FINANCIAL EQUITY CORPORATION6+ years

Filed as: FIRST FINANCIAL EQUITY CORP

Service code 27

7373 N. SCOTTSDALE RD, STE D-120 · SCOTTSDALE, AZ 85253

Advisory (Plan)

$17,329

PDV FINANCIAL MANAGEMENT3 years

Service code 27

10680 WEST PICO BLVD · LOS ANGELES, CA 90064

Advisory (Plan)

$16,109

BAKER TILLY US, LLP2 years

Filed as: BAKER ELLIS ASSET MGMT LLC

Service code 27

1231 NORTHWEST HOYT STREET · PORTLAND, OR 97209

Advisory (Plan)

$12,429

AB FUNDS6+ years

Filed as: ALLIANCE BERNSTEIN L.P

Service code 27 · EIN 13-3191825

Advisory (Plan)

$7,545

MORIN PRIVATE CLIENT GROUP, LLC6+ years

Service code 27

4695 MCARTHUR COURT · NEWPORT BEACH, CA 92660

Advisory (Plan)

$7,178

BMO HARRIS BANK NA5 years

Filed as: BMO HARRIS BANK, NA

Service code 19 · EIN 36-2085229

Securities Custodian

COX, CASTLE & NICHOLSON LLP RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COX, CASTLE & NICHOLSON LLP RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion