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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,918 | $65,704-22.5% | $94,229-46.0% | $59,633-14.6% |
| Participation rate | 60.8% | 72.1%-11.3pp | 78.8%-18.0pp | 68.7%-7.9pp |
| Annual return | -0.73% | 5.22%-5.9pp | 10.68%-11.4pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $1,283 | $2,021-36.5% | $3,587-64.2% | $2,203-41.8% |
| Participant deferral / active EE | $2,950 | $3,143-6.1% | $4,320-31.7% | $3,192-7.6% |
| Admin fee / account holder | $4,365 | $4,265+2.4% | $6,269-30.4% | $4,297+1.6% |