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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,470 | $83,485-3.6% | $125,192-35.7% | $72,975+10.3% |
| Participation rate | 70.7% | 73.3%-2.6pp | 79.8%-9.1pp | 69.5%+1.2pp |
| Annual return | 24.44% | 25.77%-1.3pp | 43.79%-19.4pp | 81.01%-56.6pp |
| Employer contribution / active EE | $1,349 | $2,346-42.5% | $3,866-65.1% | $2,440-44.7% |
| Participant deferral / active EE | $3,669 | $3,586+2.3% | $4,937-25.7% | $3,608+1.7% |
| Admin fee / account holder | $2,644 | $5,518-52.1% | $9,704-72.8% | $5,124-48.4% |