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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,832 | $81,870+18.3% | $119,622-19.1% | $68,486+41.4% |
| Participation rate | 69.4% | 71.9%-2.4pp | 79.3%-9.8pp | 67.9%+1.6pp |
| Annual return | -15.04% | -23.82%+8.8pp | -14.98%-0.1pp | -7.85%-7.2pp |
| Employer contribution / active EE | $1,752 | $2,692-34.9% | $4,232-58.6% | $2,597-32.5% |
| Participant deferral / active EE | $5,173 | $4,148+24.7% | $5,601-7.6% | $4,028+28.4% |
| Admin fee / account holder | $4,770 | $6,583-27.5% | $10,328-53.8% | $5,404-11.7% |