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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,345 | $67,602-13.7% | $82,312-29.1% | $70,126-16.8% |
| Participation rate | 90.9% | 72.8%+18.1pp | 76.9%+14.0pp | 69.5%+21.4pp |
| Annual return | 11.34% | 21.57%-10.2pp | 25.88%-14.5pp | 73.15%-61.8pp |
| Employer contribution / active EE | $808 | $1,755-53.9% | $2,428-66.7% | $2,343-65.5% |
| Participant deferral / active EE | $2,235 | $2,987-25.2% | $3,706-39.7% | $3,332-32.9% |
| Admin fee / account holder | $1,885 | $4,512-58.2% | $5,608-66.4% | $4,645-59.4% |