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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,559 | $62,583-16.0% | $76,767-31.5% | $64,173-18.1% |
| Participation rate | 85.5% | 72.8%+12.6pp | 77.0%+8.5pp | 69.6%+15.9pp |
| Annual return | -4.73% | -1.95%-2.8pp | 2.43%-7.2pp | 7.63%-12.4pp |
| Employer contribution / active EE | $2,408 | $1,832+31.4% | $2,485-3.1% | $2,381+1.1% |
| Participant deferral / active EE | $912 | $3,145-71.0% | $3,852-76.3% | $3,470-73.7% |
| Admin fee / account holder | $9,768 | $4,667+109.3% | $6,675+46.3% | $4,887+99.9% |