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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,149 | $86,288-12.9% | $111,306-32.5% | $85,851-12.5% |
| Participation rate | 70.1% | 73.3%-3.2pp | 77.3%-7.2pp | 69.3%+0.8pp |
| Annual return | 11.44% | 19.99%-8.5pp | 54.67%-43.2pp | 318.63%-307.2pp |
| Employer contribution / active EE | $841 | $2,044-58.8% | $2,732-69.2% | $2,565-67.2% |
| Participant deferral / active EE | $2,036 | $3,641-44.1% | $4,488-54.6% | $3,952-48.5% |
| Admin fee / account holder | $2,768 | $8,189-66.2% | $7,966-65.2% | $6,261-55.8% |