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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,188 | $81,208+14.8% | $98,920-5.8% | $79,852+16.7% |
| Participation rate | 94.1% | 72.5%+21.6pp | 76.0%+18.1pp | 69.6%+24.5pp |
| Annual return | 2.37% | 60.99%-58.6pp | 196.47%-194.1pp | 31.72%-29.4pp |
| Employer contribution / active EE | $1,985 | $1,960+1.3% | $2,689-26.2% | $2,471-19.7% |
| Participant deferral / active EE | $4,330 | $3,265+32.6% | $4,245+2.0% | $3,740+15.8% |
| Admin fee / account holder | $1,449 | $6,013-75.9% | $6,643-78.2% | $5,306-72.7% |