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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,010 | $67,411+6.8% | $91,004-20.9% | $70,126+2.7% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 10.08% | -40.16%+50.2pp | 4.60%+5.5pp | 73.15%-63.1pp |
| Employer contribution / active EE | $1,663 | $1,786-6.9% | $2,456-32.3% | $2,343-29.0% |
| Participant deferral / active EE | $3,359 | $2,823+19.0% | $3,548-5.3% | $3,332+0.8% |
| Admin fee / account holder | $9,489 | $4,236+124.0% | $5,417+75.2% | $4,645+104.3% |