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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,061 | $58,828+27.6% | $78,002-3.8% | $62,881+19.4% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 2.11% | 17.16%-15.0pp | 425.99%-423.9pp | 20.14%-18.0pp |
| Employer contribution / active EE | $1,674 | $1,672+0.2% | $2,470-32.2% | $2,281-26.6% |
| Participant deferral / active EE | $2,531 | $2,686-5.7% | $3,497-27.6% | $3,203-21.0% |
| Admin fee / account holder | $671 | $4,393-84.7% | $5,481-87.8% | $4,296-84.4% |