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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,547 | $71,873-36.6% | $86,698-47.5% | $68,490-33.5% |
| Participation rate | 78.6% | 72.2%+6.3pp | 76.6%+2.0pp | 67.9%+10.7pp |
| Annual return | -16.62% | 3.54%-20.2pp | 35.96%-52.6pp | -7.85%-8.8pp |
| Employer contribution / active EE | $46 | $2,173-97.9% | $2,837-98.4% | $2,597-98.2% |
| Participant deferral / active EE | $3,587 | $3,779-5.1% | $4,656-23.0% | $4,028-10.9% |
| Admin fee / account holder | $5,733 | $6,110-6.2% | $7,492-23.5% | $5,403+6.1% |