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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,304 | $86,298-53.3% | $111,308-63.8% | $85,847-53.1% |
| Participation rate | 96.6% | 73.3%+23.2pp | 77.3%+19.2pp | 69.3%+27.2pp |
| Annual return | 8.63% | 19.99%-11.4pp | 54.67%-46.0pp | 318.61%-310.0pp |
| Employer contribution / active EE | $1,034 | $2,044-49.4% | $2,732-62.1% | $2,565-59.7% |
| Participant deferral / active EE | $3,353 | $3,641-7.9% | $4,487-25.3% | $3,952-15.2% |
| Admin fee / account holder | $651 | $8,189-92.0% | $7,965-91.8% | $6,261-89.6% |