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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,440 | $72,486-56.6% | $87,103-63.9% | $72,976-56.9% |
| Participation rate | 96.4% | 72.8%+23.6pp | 76.9%+19.6pp | 69.5%+26.9pp |
| Annual return | 15.20% | 24.46%-9.3pp | 28.19%-13.0pp | 81.02%-65.8pp |
| Employer contribution / active EE | $1,071 | $1,894-43.4% | $2,521-57.5% | $2,440-56.1% |
| Participant deferral / active EE | $2,897 | $3,270-11.4% | $4,049-28.4% | $3,608-19.7% |
| Admin fee / account holder | $2,114 | $5,055-58.2% | $7,491-71.8% | $5,124-58.7% |