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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,022 | $67,602-64.5% | $82,312-70.8% | $70,126-65.7% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.9%+19.4pp | 69.5%+26.8pp |
| Annual return | 12.57% | 21.57%-9.0pp | 25.88%-13.3pp | 73.15%-60.6pp |
| Employer contribution / active EE | $1,111 | $1,755-36.7% | $2,428-54.2% | $2,343-52.6% |
| Participant deferral / active EE | $2,567 | $2,987-14.1% | $3,706-30.7% | $3,332-23.0% |
| Admin fee / account holder | $315 | $4,512-93.0% | $5,608-94.4% | $4,645-93.2% |