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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,995 | $117,846-55.9% | $102,434-49.2% | $145,884-64.4% |
| Participation rate | 95.7% | 78.6%+17.0pp | 76.5%+19.1pp | 80.3%+15.3pp |
| Annual return | 7.27% | 31.90%-24.6pp | 29.46%-22.2pp | 551.85%-544.6pp |
| Employer contribution / active EE | $2,174 | $3,615-39.9% | $3,023-28.1% | $4,662-53.4% |
| Participant deferral / active EE | $2,984 | $5,733-48.0% | $5,055-41.0% | $6,690-55.4% |
| Admin fee / account holder | $10,521 | $13,356-21.2% | $9,462+11.2% | $13,392-21.4% |