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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,654 | $124,425-51.3% | $112,040-45.9% | $137,256-55.8% |
| Participation rate | 91.7% | 79.3%+12.4pp | 76.5%+15.2pp | 80.0%+11.7pp |
| Annual return | 12.63% | 24.72%-12.1pp | 24.52%-11.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $25 | $3,411-99.3% | $2,954-99.1% | $4,156-99.4% |
| Participant deferral / active EE | $2,516 | $5,718-56.0% | $5,098-50.6% | $6,407-60.7% |
| Admin fee / account holder | $1,472 | $15,207-90.3% | $12,098-87.8% | $12,270-88.0% |