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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,929 | $57,305+163.4% | $86,640+74.2% | $75,173+100.8% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 14.66% | 2674.24%-2659.6pp | 592.52%-577.9pp | 160.72%-146.1pp |
| Employer contribution / active EE | $6,945 | $2,316+199.8% | $3,024+129.6% | $2,671+160.0% |
| Participant deferral / active EE | $7,872 | $3,320+137.1% | $4,438+77.4% | $4,126+90.8% |
| Admin fee / account holder | $6,002 | $4,116+45.8% | $5,616+6.9% | $5,651+6.2% |