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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,495 | $53,128+79.7% | $86,582+10.3% | $70,126+36.2% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 14.88% | 27.66%-12.8pp | 965.08%-950.2pp | 73.15%-58.3pp |
| Employer contribution / active EE | $4,851 | $2,068+134.6% | $2,839+70.8% | $2,343+107.1% |
| Participant deferral / active EE | $4,762 | $2,695+76.7% | $3,609+32.0% | $3,332+42.9% |
| Admin fee / account holder | $1,793 | $3,584-50.0% | $4,904-63.4% | $4,645-61.4% |