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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,235 | $100,911+70.7% | $90,440+90.4% | $158,966+8.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.26% | 1726.62%-1714.4pp | 1294.38%-1282.1pp | 302.95%-290.7pp |
| Employer contribution / active EE | $5,621 | $3,690+52.3% | $3,263+72.3% | $4,762+18.0% |
| Participant deferral / active EE | $7,893 | $4,348+81.5% | $3,964+99.1% | $5,983+31.9% |
| Admin fee / account holder | $2,543 | $6,507-60.9% | $5,615-54.7% | $11,250-77.4% |