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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,803 | $54,541+22.5% | $78,778-15.2% | $70,126-4.7% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 7.61% | 21.07%-13.5pp | 35.62%-28.0pp | 73.15%-65.5pp |
| Employer contribution / active EE | $2,346 | $1,089+115.5% | $1,986+18.2% | $2,343+0.2% |
| Participant deferral / active EE | $4,509 | $2,210+104.0% | $2,958+52.4% | $3,332+35.3% |
| Admin fee / account holder | $3,101 | $3,709-16.4% | $5,134-39.6% | $4,645-33.3% |