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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,942 | $58,493+33.2% | $84,023-7.2% | $72,976+6.8% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 14.17% | 28.93%-14.8pp | 71.32%-57.1pp | 81.02%-66.8pp |
| Employer contribution / active EE | $2,507 | $1,163+115.6% | $1,984+26.4% | $2,440+2.7% |
| Participant deferral / active EE | $4,093 | $2,394+71.0% | $3,239+26.3% | $3,608+13.4% |
| Admin fee / account holder | $8,947 | $4,569+95.8% | $6,102+46.6% | $5,124+74.6% |