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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,914 | $65,566+98.1% | $86,235+50.7% | $75,177+72.8% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 11.37% | 46.07%-34.7pp | 1170.03%-1158.7pp | 160.75%-149.4pp |
| Employer contribution / active EE | $3,657 | $1,553+135.4% | $2,381+53.6% | $2,671+36.9% |
| Participant deferral / active EE | $10,993 | $3,023+263.6% | $3,987+175.7% | $4,126+166.4% |
| Admin fee / account holder | $3,848 | $5,470-29.6% | $6,856-43.9% | $5,651-31.9% |