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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,063 | $105,929+132.3% | $81,716+201.1% | $158,966+54.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 2.60% | 38.19%-35.6pp | 29.49%-26.9pp | 302.95%-300.3pp |
| Employer contribution / active EE | $14,132 | $7,802+81.1% | $4,310+227.9% | $4,762+196.7% |
| Participant deferral / active EE | $2,599 | $13,007-80.0% | $7,108-63.4% | $5,983-56.6% |
| Admin fee / account holder | $2,170 | $8,492-74.4% | $5,159-57.9% | $11,250-80.7% |