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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,568 | $96,956+149.2% | $69,779+246.2% | $273,972-11.8% |
| Participation rate | 90.9% | 77.1%+13.8pp | 71.8%+19.1pp | 83.0%+7.9pp |
| Annual return | -1.78% | 12.93%-14.7pp | 12.99%-14.8pp | 41.46%-43.2pp |
| Employer contribution / active EE | $20,114 | $3,316+506.6% | $2,338+760.2% | $4,869+313.1% |
| Participant deferral / active EE | $2,563 | $3,744-31.5% | $2,931-12.5% | $5,287-51.5% |
| Admin fee / account holder | $1,890 | $7,934-76.2% | $4,381-56.9% | $10,133-81.3% |