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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,401 | $91,911+194.2% | $68,612+294.1% | $135,379+99.7% |
| Participation rate | 95.8% | 76.7%+19.1pp | 72.2%+23.6pp | 82.6%+13.2pp |
| Annual return | 4.48% | -8.22%+12.7pp | -4.63%+9.1pp | 519.79%-515.3pp |
| Employer contribution / active EE | $8,907 | $3,924+127.0% | $2,625+239.3% | $4,779+86.4% |
| Participant deferral / active EE | $2,082 | $4,315-51.8% | $3,311-37.1% | $5,609-62.9% |
| Admin fee / account holder | $1,147 | $9,240-87.6% | $5,131-77.7% | $10,828-89.4% |