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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $18,151 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,919 | $76,112-62.0% | $96,534-70.0% | $71,511-59.6% |
| Participation rate | 74.6% | 74.4%+0.2pp | 76.0%-1.4pp | 67.9%+6.6pp |
| Annual return | 15.05% | 22.81%-7.8pp | 25.88%-10.8pp | 28.86%-13.8pp |
| Employer contribution / active EE | $1,051 | $2,248-53.3% | $2,965-64.6% | $2,589-59.4% |
| Participant deferral / active EE | $2,376 | $4,217-43.6% | $4,851-51.0% | $4,291-44.6% |
| Admin fee / account holder | $151 | $2,708-94.4% | $8,253-98.2% | $1,588-90.5% |