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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,659 | $70,366+435.3% | $66,674+464.9% | $138,895+171.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 11.35% | 386.41%-375.1pp | 321.24%-309.9pp | 145.39%-134.0pp |
| Employer contribution / active EE | $18,147 | $2,765+556.3% | $2,620+592.6% | $4,194+332.7% |
| Participant deferral / active EE | $3,167 | $4,374-27.6% | $4,084-22.5% | $6,396-50.5% |
| Admin fee / account holder | $2,502 | $5,262-52.5% | $5,098-50.9% | $12,562-80.1% |