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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,478 | $103,008+27.6% | $90,304+45.6% | $152,897-14.0% |
| Participation rate | 90.0% | 75.9%+14.1pp | 73.3%+16.7pp | 82.5%+7.5pp |
| Annual return | -0.91% | 95.22%-96.1pp | 78.13%-79.0pp | 345.43%-346.3pp |
| Employer contribution / active EE | $7,500 | $3,139+138.9% | $2,855+162.7% | $4,764+57.4% |
| Participant deferral / active EE | $3,640 | $4,281-15.0% | $3,885-6.3% | $5,851-37.8% |
| Admin fee / account holder | $1,280 | $6,175-79.3% | $5,354-76.1% | $11,599-89.0% |