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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,255 | $100,895+6.3% | $90,430+18.6% | $158,950-32.5% |
| Participation rate | 91.7% | 75.0%+16.6pp | 72.7%+19.0pp | 82.0%+9.7pp |
| Annual return | -9.51% | 1725.54%-1735.1pp | 1293.73%-1303.2pp | 302.91%-312.4pp |
| Employer contribution / active EE | $6,250 | $3,689+69.4% | $3,262+91.6% | $4,762+31.2% |
| Participant deferral / active EE | $2,965 | $4,347-31.8% | $3,963-25.2% | $5,983-50.4% |
| Admin fee / account holder | $2,760 | $6,505-57.6% | $5,613-50.8% | $11,248-75.5% |