| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $29,242 |
Service code 37 · EIN 04-2647786 | Loan Processing | $10,711 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,810 | $102,661-33.9% | $151,634-55.3% | $66,954+1.3% |
| Participation rate | 89.9% | 85.5%+4.3pp | 87.5%+2.4pp | 69.8%+20.0pp |
| Annual return | -15.80% | -10.81%-5.0pp | 3.32%-19.1pp | 1.57%-17.4pp |
| Employer contribution / active EE | $0 | $4,184-100.0% | $6,165-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $10,183 | $6,645+53.2% | $8,363+21.8% | $4,239+140.2% |
| Admin fee / account holder | $235 | $630-62.7% | $11,614-98.0% | $594-60.4% |