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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,552 | $102,429+501.9% | $147,096+319.1% | $80,925+661.9% |
| Participation rate | 97.1% | 75.9%+21.2pp | 82.2%+14.9pp | 67.7%+29.4pp |
| Annual return | 13.25% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $15,732 | $3,716+323.4% | $4,936+218.7% | $2,756+470.8% |
| Participant deferral / active EE | $14,085 | $6,649+111.8% | $8,071+74.5% | $4,299+227.7% |
| Admin fee / account holder | $30,984 | $7,957+289.4% | $13,005+138.2% | $6,940+346.4% |