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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,424 | $85,766+372.7% | $136,298+197.5% | $70,126+478.1% |
| Participation rate | 97.4% | 74.2%+23.2pp | 81.9%+15.4pp | 69.5%+27.8pp |
| Annual return | 13.32% | 31.46%-18.1pp | 5156.27%-5142.9pp | 73.15%-59.8pp |
| Employer contribution / active EE | $11,608 | $2,966+291.4% | $4,696+147.2% | $2,343+395.5% |
| Participant deferral / active EE | $10,450 | $5,051+106.9% | $6,247+67.3% | $3,332+213.7% |
| Admin fee / account holder | $23,596 | $5,421+335.3% | $9,244+155.3% | $4,645+407.9% |