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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,187 | $77,817+415.6% | $123,553+224.7% | $64,173+525.2% |
| Participation rate | 97.4% | 74.7%+22.7pp | 82.3%+15.1pp | 69.6%+27.8pp |
| Annual return | -4.25% | 12.49%-16.7pp | 119.21%-123.5pp | 7.63%-11.9pp |
| Employer contribution / active EE | $9,942 | $3,014+229.9% | $4,628+114.8% | $2,381+317.6% |
| Participant deferral / active EE | $10,329 | $5,240+97.1% | $6,426+60.7% | $3,470+197.7% |
| Admin fee / account holder | $12,733 | $5,519+130.7% | $9,284+37.1% | $4,887+160.5% |