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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $518,316 | $93,598+453.8% | $135,974+281.2% | $75,173+589.5% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 67.2%+29.6pp |
| Annual return | 14.51% | 30.89%-16.4pp | 68.30%-53.8pp | 160.72%-146.2pp |
| Employer contribution / active EE | $12,298 | $3,538+247.6% | $4,859+153.1% | $2,671+360.4% |
| Participant deferral / active EE | $14,281 | $6,405+122.9% | $7,760+84.0% | $4,126+246.1% |
| Admin fee / account holder | $38,728 | $6,978+455.0% | $10,767+259.7% | $5,651+585.4% |