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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $95,974 |
HIGHTOWER ADVISORS LLC10+ years Filed as: HIGHTOWER ADVISORS Service code 26 · EIN 26-2270729 | Advisory (Participants) | $75,181 |
UBS FINANCIAL SERVICES INC10+ years Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 | Advisory (Participants) | $45,147 |
Service code 26 · EIN 95-4806910 | Advisory (Participants) | $32,865 |
RBC GLOBAL ASSET MANAGEMENT10+ years Filed as: CITY NATIONAL BANK Service code 26 · EIN 95-1780067 | Advisory (Participants) | $19,668 |
Filed as: RAYMOND JAMES Service code 26 185 NW SPANISH RIVER BLVD · BOCA RATON, FL 33431 | Advisory (Participants) | $11,782 |
WELLS FARGO BANK, N.A.8 years Filed as: WELLS FARGO ADVISORS Service code 26 9595 WILSHIRE BLVD · BEVERLY HILLS, CA 90212 | Advisory (Participants) | $11,781 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $7,134 |
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY Service code 26 55 EAST 52ND ST · NEW YORK, NY 10055 | Advisory (Participants) | $6,306 |
Service code 27 · EIN 94-1737782 | Advisory (Plan) | $3,081 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,059 | $106,028+341.5% | $146,958+218.5% | $77,643+502.8% |
| Participation rate | 87.7% | 78.4%+9.4pp | 82.2%+5.6pp | 70.6%+17.2pp |
| Annual return | 16.05% | 56.73%-40.7pp | 418.34%-402.3pp | 31.24%-15.2pp |
| Employer contribution / active EE | $9,998 | $4,063+146.1% | $4,933+102.7% | $2,726+266.8% |
| Participant deferral / active EE | $15,121 | $7,990+89.2% | $8,070+87.4% | $4,647+225.4% |
| Admin fee / account holder | $292 | $337-13.5% | $12,998-97.8% | $430-32.1% |