Retirement plan

CITY NATIONAL BANK PROFIT SHARING PLAN

Name: CITY NATIONAL BANK - CITY NATIONAL BANK PROFIT SHARING PLAN (2020) Form 5500
Creator: CITY NATIONAL BANK
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CITY NATIONAL BANK PROFIT SHARING PLAN, CITY NATIONAL BANK

CITY NATIONAL BANKEIN 95-1780067Plan #001PY 2020

555 SOUTH FLOWER STREET, 18TH FLOOR - LOS ANGELES, CA 900712300800-773-7100cnb.comLinkedIn1001-5000 employeesbanking

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed July 12, 2006 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

How to read this page

Total assets (EOY)

$1317.6M

+17.0% from 2019

Total participants

6,861

+5.1% from 2019

Average account balance

$193,419

+11.8% from 2019

Annual return

15.41%

-12.10 pp from 2019

Benchmarks

See 88 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants5,000-9,999

Cohort88 peers

Snapshot2020

See peer percentile detail with Solo.

Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.

Start Solo for $4.99 Compare plans

Analytics

Total assets (EOY)

Plan-year ending balance

$1.96B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$225K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

8,728

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$136.85M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$74

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory with Solo.

Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.

Start Solo for $4.99 Compare plans

Service providers

Top 7 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO6+ years Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846	Recordkeeping	$438,640
RBC GLOBAL ASSET MANAGEMENT6+ years Filed as: CITY NATIONAL BANK Service code 19 · EIN 95-1780067	Securities Custodian	$42,280
TD AMERITRADE, INC.6+ years Filed as: TD AMERITRADE Service code 19 · EIN 47-0533629	Securities Custodian	$25,145
MATRIX TRUST COMPANY5+ years Service code 18 · EIN 75-3182674	Custodial (other than securities); Tr...	$0
MATRIX TRUST COMPANY2 years Filed as: MSCS FIN SERVICES DIV OF BROADRIDGE Service code 59 · EIN 33-1151291	Shareholder Servicing	$0
TD AMERITRADE, INC.2 years Filed as: TD AMERITRADE, INC Service code 59	Shareholder Servicing	$0
US BANK6+ years Service code 62 · EIN 41-0255900	Float revenue	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2O2R2S2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$477K

$89 / participant

Investment mgmt$37K7.8%
Other / not subdivided$440K92.2%

% of EOY assets

0.036%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$193,419

$122,602+57.8%

$177,821+8.8%

$93,223+107.5%

Participation rate

99.1%

91.3%+7.8pp

87.7%+11.4pp

74.9%+24.2pp

Annual return

15.41%

22.53%-7.1pp

48.32%-32.9pp

19.29%-3.9pp

Employer contribution / active EE

$7,220

$4,338+66.4%

$5,918+22.0%

$2,680+169.5%

Participant deferral / active EE

$9,501

$7,134+33.2%

$7,714+23.2%

$4,563+108.2%

Admin fee / account holder

$70

$62+13.6%

$12,427-99.4%

$79-11.6%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO6+ years

Filed as: ONEAMERICA RETIREMENT SERVICES, LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$438,640

RBC GLOBAL ASSET MANAGEMENT6+ years

Filed as: CITY NATIONAL BANK

Service code 19 · EIN 95-1780067

Securities Custodian

$42,280

TD AMERITRADE, INC.6+ years

Filed as: TD AMERITRADE

Service code 19 · EIN 47-0533629

Securities Custodian

$25,145

MATRIX TRUST COMPANY5+ years

Service code 18 · EIN 75-3182674

Custodial (other than securities); Tr...

MATRIX TRUST COMPANY2 years

Filed as: MSCS FIN SERVICES DIV OF BROADRIDGE

Service code 59 · EIN 33-1151291

Shareholder Servicing

TD AMERITRADE, INC.2 years

Filed as: TD AMERITRADE, INC

Service code 59

Shareholder Servicing

US BANK6+ years

Service code 62 · EIN 41-0255900

Float revenue

CITY NATIONAL BANK PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CITY NATIONAL BANK PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion