| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.4+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $333,038 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,847 | $46,969+53.0% | $154,110-53.4% | $73,367-2.1% |
| Participation rate | 64.9% | 72.4%-7.5pp | 83.0%-18.1pp | 69.5%-4.6pp |
| Annual return | -4.04% | 821.68%-825.7pp | 735.22%-739.3pp | 173.45%-177.5pp |
| Employer contribution / active EE | $15 | $1,723-99.1% | $5,298-99.7% | $2,499-99.4% |
| Participant deferral / active EE | $5,247 | $3,162+65.9% | $5,081+3.3% | $4,033+30.1% |
| Admin fee / account holder | $29 | $47-37.8% | $13,412-99.8% | $68-57.6% |